Make your next Advance a
Smart Advance
Smarter Business Loans
$5,000 – $300,000
Free to apply. No obligation.
Make your next Advance a
Smart Advance
Smarter Business Loans
$5,000 – $300,000
Free to apply. No obligation.
Introducing the Small Business Loan & Line of Credit!
Choose a solution that fits your business
Small Business Loan
“I need a lump sum for a one-off purchase”
- Fixed-term loans from $5,000 — $300,000*
- Funding possible in 24 hours
- Apply in 10 minutes
Line of Credit
“I need ongoing access to funds”
- Revolving line of credit from $2,000 — $25,000
- Access to working capital when you need it
- Apply in 10 minutes
Who is Smart Advance?
Smart Advance is an Australian owned and managed company that offers business loans to small and medium businesses in Australia. Unlike traditional bank loans, a smart business loan ($2,000 – $300,000) is calculated based on the health of your business.
The business loans that we offer are fast, simple, flexible, affordable and best of all tailored to your business needs. We at Smart Advance look at the things that really matters the most because we truly want you to succeed.
Business articles to help you
keep your business growing
Smart Advice
Business articles to help you keep your business growing.
Stop the Cash Gap Slap
All businesses need cash on hand to operate efficiently. You need cash to pay staff, hire new talent, invest in growth and to pay your suppliers. But a lack of cash flow is one of the main reasons why 60% of Australian small and medium businesses shut down in the...
The important question you should ask (but don’t) when applying for a business loan
As a business owner who is considering a loan, the type of questions you ask yourself tend to focus on what the interest rate and fees for the loan will be. As well as how long will the loan term be and how likely you are to be approved. While these questions are...
Worried about the economic climate? Now is the time to stand out from the crowd!
Falling house prices, a declining Australian dollar, rising household debt. You don’t have to look far to see a news headline that suggests an economic downturn, or perhaps even a recession, is just around the corner. As a business owner, it's natural to feel a bit...
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WE ARE HERE TO HELP.
Please let us know if you have a question, want to leave a comment, or would like further information about Smart Advance.
Postal Address:
Level 14, 309 Kent Street
Sydney NSW 2000
Phone: 1300 917 948
Email: [email protected]
Terms and conditions: *Lowest rate is 9.9% p.a. simple interest rate. A risk-based pricing model is used to determine applicable rates using factors such as industry, years in business, cash flow and creditworthiness. Rates for small business loans range from 9.9% to 26.5% p.a. simple interest rate. The lowest rate is only available to applicants with the strongest cash flows, business experience and credit ratings. A $10,000 12-month loan with a simple interest rate of 9.9% p.a. would have a total repayment amount of $10,990 and an Annual Percentage Rate of 17.5%. Approval is subject to credit assessment. Fees, terms and conditions apply. These rates apply to the small business loan product only.