Make your next Advance a
Smart Advance
Smarter Business Loans
$5,000 – $300,000
Free to apply. No obligation.
Make your next Advance a
Smart Advance
Smarter Business Loans
$5,000 – $300,000
Free to apply. No obligation.
LIMITED TIME OFFER: No repayments on Business Loans until 1 July 2019*
Choose a solution that fits your business
Smart Business Loan
“I need a lump sum for a one-off purchase”
- Fixed-term loans from $5,000 — $300,000
- Rates from 9.9% p.a.¹
- Funding possible in 24 hours
Line of Credit
“I need ongoing access to funds”
- Revolving line of credit from $2,000 — $25,000
- Access to working capital when you need it
- Apply in 10 minutes
Who is Smart Advance?
Smart Advance is an Australian owned and managed company that offers business loans to small and medium businesses in Australia. Unlike traditional bank loans, a smart business loan ($2,000 – $300,000) is calculated based on the health of your business.
The business loans that we offer are fast, simple, flexible, affordable and best of all tailored to your business needs. We at Smart Advance look at the things that really matters the most because we truly want you to succeed.
Business articles to help you
keep your business growing
Smart Advice
Business articles to help you keep your business growing.
7 Basic Mistakes that Undo Small Business in an Economic Downturn
With almost 30 years of continuous growth here in Australia, an economic downturn is something that can catch business owners unaware. Causing them to worry about the future of their business. As we saw in the GFC, many businesses went into this period in panic mode....
Worried about the economic climate? Now is the time to stand out from the crowd!
Falling house prices, a declining Australian dollar, rising household debt. You don’t have to look far to see a news headline that suggests an economic downturn, or perhaps even a recession, is just around the corner. As a business owner, it's natural to feel a bit...
WANT THINGS TO BE DIFFERENT THIS YEAR?
Dissatisfied with how things turned out last year? Are you uninspired / bored? Or do you perhaps feel like you’re fighting a losing battle? Getting nowhere? STOP DOING THINGS THE SAME WAY! WHY? Things don’t change until we do… Insanity: “Doing the same thing over and...
GET IN TOUCH
WE ARE HERE TO HELP.
Please let us know if you have a question, want to leave a comment, or would like further information about Smart Advance.
Postal Address:
Level 14, 309 Kent Street
Sydney NSW 2000
Phone: 1300 917 948
Email: [email protected]
*Deferred payment offer available to new and existing approved customers on a new Smart Advance Small Business Loan settled between 3 May and 9 June 2019 inclusive. No loan repayments required from the eligible loan settlement date to 30 June 2019 (inclusive). Loan repayments begin on 1 July 2019. Total loan repayment term will be extended by the time equal to the loan payment deferral period. Offer only available to customers connected to electronic bank statements. Offer not available in conjunction with any other Smart Advance offer. Offer may be withdrawn without notice. Standard credit approval criteria, fees, terms and conditions apply.
1. Lowest rate is 9.9% p.a. simple interest rate. A risk-based pricing model is used to determine applicable rates using factors such as industry, years in business, cash flow and creditworthiness. Rates for small business loans range from 9.9% to 26.5% p.a. simple interest rate. The lowest rate is only available to applicants with the strongest cash flows, business experience and credit ratings. A $10,000 12-month loan with a simple interest rate of 9.9% p.a. would have a total repayment amount of $10,990 and an Annual Percentage Rate of 17.5%. Approval is subject to credit assessment. Fees, terms and conditions apply. These rates apply to the small business loan product only.