Make your next Advance a
Smart Advance

Smarter Business Loans

$5,000 – $300,000

Free to apply. No obligation.

Make your next Advance a
Smart Advance

Smarter Business Loans

$5,000 – $300,000

Free to apply. No obligation.

Introducing the Small Business Loan & Line of Credit!

Choose a solution that fits your business

Small Business Loan

“I need a lump sum for a one-off purchase”

  • Fixed-term loans from $5,000 – $300,000*
  • Funding possible in 24 hours
  • Apply in 10 minutes

Line of Credit

“I need ongoing access to funds”

  • Revolving line of credit from $2,000 – $100,000
  • Access to working capital when you need it
  • Apply in 10 minutes

Have a chat with us

We Are here to help. Call us today

Who is Smart Advance?

Smart Advance is an Australian owned and managed company that offers business loans to small and medium businesses in Australia. Unlike traditional bank loans, a smart business loan ($2,000 – $300,000) is calculated based on the health of your business.

The business loans that we offer are fast, simple, flexible, affordable and best of all tailored to your business needs. We at Smart Advance look at the things that really matters the most because we truly want you to succeed.

Business articles to help you
keep your business growing

Stop the Cash Gap Slap

All businesses need cash on hand to operate efficiently. You need cash to pay staff, hire new talent, invest in growth and to pay your suppliers. But a lack of cash flow is one of the main reasons why 60% of Australian small and medium businesses...

The important question you should ask (but don’t) when applying for a business loan

As a business owner who is considering a loan, the type of questions you ask yourself tend to focus on what the interest rate and fees for the loan will be. As well as how long will the loan term be and how likely you are to be approved.  While...

Worried about the economic climate? Now is the time to stand out from the crowd!

Falling house prices, a declining Australian dollar, rising household debt. You don’t have to look far to see a news headline that suggests an economic downturn, or perhaps even a recession, is just around the corner. As a business owner, it's...

Smart Advice

Business articles to help you keep your business growing.

WANT THINGS TO BE DIFFERENT THIS YEAR?

WANT THINGS TO BE DIFFERENT THIS YEAR?

Dissatisfied with how things turned out last year? Are you uninspired / bored? Or do you perhaps feel like you’re fighting a losing battle? Getting nowhere? STOP DOING THINGS THE SAME WAY! WHY? Things don’t change until we do… Insanity: “Doing the same thing over and...

DANCING TO YOUR OWN TUNE?

DANCING TO YOUR OWN TUNE?

DANCING TO YOUR OWN TUNE? working abnormally long hours? taking work home? distracted on weekends? little or no time for yourself? neglecting family and friends? overwhelmed? YOU ARE NOT DANCING TO YOUR OWN TUNE! YOU ARE DANCING TO SOMEONE ELSE’S! Saddest of all is...

CANNOT MAKE UP YOUR MIND?

CANNOT MAKE UP YOUR MIND?

Deep down you know exactly what to do…! Your gut is never wrong! And - you’ve done your homework! But making up your mind and taking decisive action, is very difficult. It is threatening to overwhelm you and you’re a little scared... You’re even looking for a way out…...

GET IN TOUCH
WE ARE HERE TO HELP.

Please let us know if you have a question, want to leave a comment, or would like further information about Smart Advance.

Postal Address:
Level 14, 309 Kent Street
Sydney NSW 2000

Phone: 1300 917 948

Email: [email protected]

Terms and conditions: *Lowest rate is 9.9% p.a. simple interest rate. A risk-based pricing model is used to determine applicable rates using factors such as industry, years in business, cash flow and creditworthiness. Rates for small business loans range from 9.9% to 26.5% p.a. simple interest rate. The lowest rate is only available to applicants with the strongest cash flows, business experience and credit ratings. A $10,000 12-month loan with a simple interest rate of 9.9% p.a. would have a total repayment amount of $10,990 and an Annual Percentage Rate of 17.5%. Approval is subject to credit assessment. Fees, terms and conditions apply. These rates apply to the small business loan product only.